Maternity benefits
Like you, we are looking forward to the arrival of your baby. All health insurers offer the same benefits under basic insurance. Take out supplementary insurance to ensure you enjoy even more cover as a parent.
Benefits basic insurance
Before the birth
Medical check-ups (incl. laboratory costs)
Normal pregnancy: 7 check-ups
High-risk pregnancy: check-up intervals as determined by doctor
Check-ups by midwife
Normal pregnancy: 7 check-ups
High-risk pregnancy: benefits as prescribed by doctor
Ultrasound
Normal pregnancy: 2 check-ups
High-risk pregnancy: check-up intervals as determined by doctor
Compression stockings
2 pairs of medically prescribed compression stockings per year, amount as laid down in the aids and appliances list
Medication
Medically prescribed medication as laid down in the Specialty List and drug formulary, with tariffs
Alternative medicine
Medical treatment with acupuncture, anthroposophic medicine, traditional Chinese medicine (TCM), classic homeopathy, and phytotherapy (from doctors with the corresponding training)
Antenatal preparation
CHF 150 (antenatal classes given by midwives and midwifery consultations)
At birth
Birth and obstetric support at home, in hospital or at a birth centre
Outpatient birth: costs of doctor, midwife, medication and aids
Inpatient birth: general ward in a hospital or at a birth centre in accordance with the hospital list for the canton of residence
Birth abroad in an emergency (e.g. premature birth)
General ward (Up to twice the tariff in the canton of residence. In EU States, the provisions laid down in the Bilateral Agreements apply)
Birth abroad as elective treatment
Costs of the birth only in exceptional cases
Attendance of family members (in Switzerland)
No benefits
After the birth
Check-ups
One medical examination between 6 and 10 weeks after the birth
One examination by a midwife up to 10 weeks after the birth
Hospital accommodation, initial examination and care costs for newborns
Benefits paid from the mother’s insurance for healthy newborns immediately after the birth (lying-in)
Outpatient lying-in care
Examinations and treatment by midwives
After a home or outpatient birth, following discharge from the hospital or birth centre: payment for nursing care provided by midwives or nursing staff with the relevant additional training
Home help
No benefits
Breastfeeding benefit
No benefits
Breastfeeding
3 sessions of breastfeeding advice from midwives or carers with the relevant training
Breastfeeding compresses as laid down in the aids and appliances list, with doctor’s prescription
Breast pump
Hand-operated: purchase
Electrical: rental as laid down in the aids and appliances list, with doctor’s prescription
Courses
No benefits
Cover under myFlex Outpatient Insurance Cover under myFlex Outpatient Insurance
myFlex Outpatient Insurance
Wide-ranging outpatient maternity cover for every budget.
Economy
The right choice for closing gaps.
Balance
Additional benefits at a fair price.
Premium
Optimum protection giving you all-round security.
Before the birth
90%, no limit to the amount for additional check-ups
90%, no limit to the amount for additional check-ups
90%, no limit to the amount for further examinations
90%, no limit to the for amount for medically prescribed medication that is recognised in Switzerland
At birth
90%, no limit to the amount for more private ward and free choice of doctor
After the birth
CHF 50/day, max. CHF 2,000 for care and help at home
CHF 100/day, max. CHF 4,000 for care and help at home
CHF 200 per child, evidence of having breastfed for at least 30 days
Cover under myFlex hospitalisation insurance Cover under myFlex hospitalisation insurance
myFlex hospitalisation insurance
The best choice if you want full flexibility when you become a mother.
Economy
Ideal if you are happy to give birth on a general ward.
Balance
Exactly what you need if you feel most at home in a two-bed room on a semi-private ward.
Premium
Perfect if you want maximum privacy in a single room.
Before the birth
At birth
CHF 1,000/inpatient birth in a birth centre (provided it is not on the list of hospitals)
Min. CHF 1,000/inpatient birth in a birth centre (provided it is not on the list of hospitals)
Min. CHF 1,000/inpatient birth in a birth centre (provided it is not on the list of hospitals)
Free choice of doctor and ward co-payment as per policy
90%, up to CHF 500,000 for more private ward and free choice of doctor
160/day, max. CHF 4,000 for rooming-In (partner or an older child stays overnight in the mother’s room)
After the birth
max. 10 days after the birth for additional benefits
Max. 30 days after the birth for additional benefits
Max. 60 days after the birth for additional benefits
Up to 10 weeks after the birth, max CHF 100/day
Care of a healthy newborn if mother is re-hospitalised
Care of a healthy newborn if mother is re-hospitalised
All costs for up to 10 weeks after the birth
Care of a healthy newborn if mother is re-hospitalised
Care of a healthy newborn if mother is re-hospitalised
Health Account
If you have a CSS Health Account, we will pay a share of the cost of breastfeeding advice and family activities such as baby massages, acupuncture to prepare for the birth or postnatal exercise classes. Depending on your chosen insurance, we will pay half the course costs, i.e. up to CHF 700 a year.
Overview of benefits / recognised providers
|
Activity, Offer |
Recognised providers |
|---|---|
|
Antenatal preparation |
All providers |
|
Antenatal and postnatal exercise |
All providers |
|
Infant care courses, breastfeeding advice, baby massage |
All providers |
| Exercise and development classes for children under 5 (accompanied by mother or father) |
All providers |
|
Swimming for children under 16 (with or without an adult) |
All providers |
|
Water familiarisation and swimming for children with respiratory tract problems |
Lung League |
| Acupuncture as birth preparation |
Midwife or EMR-recognised therapist |
|
Emergencies involving infants |
Swiss Samaritans |
|
Multi-disciplinary group programmes for overweight children and young people |
Regional providers of the Swiss Adipositas Association for Childhood and Teen Obesity (akj) |
Downloads
- Pregnancy and birth - myFlex benefits supplementary insurance (PDF)
- Pregnancy and birth - benefits supplementary insurance Standard, Hospitalisation, Spa and Nurturing Care, Alternative (PDF)
- Pregnancy and birth - benefits supplementary insurance Minima, Optima, Alternative (PDF)
- Pregnancy and birth - benefits supplementary insurance UNO+, DUE+, QUADRA+ (PDF)
Frequently asked questions
Have you been breastfeeding for 30 days? Then order your breastfeeding allowance form now and get up to CHF 200.
Yes. Your midwife is on standby for several weeks and available to you on-call 24/7. This on-call service is not covered by either basic or supplementary insurance from CSS.
Midwives may refer to it as:
- Waiting period
- Standby service
- On-call service
- On-call money
It couldn't be easier. If you've received a bill from a course provider or therapist, then forward the bill to us once you've checked it and paid it.
